Obituaries

Frank Morin Jr.
B: 1966-05-13
D: 2015-05-01
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Morin Jr., Frank
Wilfred Freyberger
B: 1928-02-28
D: 2015-04-30
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Freyberger, Wilfred
Miriam Hiltunen
B: 1922-03-17
D: 2015-04-20
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Hiltunen, Miriam
Bruce McCormick
B: 1952-10-01
D: 2015-04-06
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McCormick, Bruce
Alyce Jestila
B: 1931-07-09
D: 2015-04-04
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Jestila, Alyce
Darlene Mattson
B: 1946-11-19
D: 2015-04-02
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Mattson, Darlene
Walter Harry
B: 1943-04-02
D: 2015-03-27
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Harry, Walter
Dorothy Stimpson
B: 1936-04-13
D: 2015-03-22
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Stimpson, Dorothy
Robert Ervin
B: 1931-10-15
D: 2015-03-22
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Ervin, Robert
Judith Erva
B: 1969-10-09
D: 2015-03-16
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Erva, Judith
Paul Moilanen
B: 1946-08-17
D: 2015-03-14
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Moilanen, Paul
Lydia Rogers
B: 1916-07-31
D: 2015-03-13
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Rogers, Lydia
Christine Bohnsack
B: 1943-09-03
D: 2015-03-11
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Bohnsack, Christine
Michael Manderfield
B: 1953-05-15
D: 2015-03-09
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Manderfield, Michael
June Gagnon
B: 1925-06-09
D: 2015-03-04
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Gagnon, June
Nina Cox
B: 1925-10-20
D: 2015-03-01
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Cox, Nina
Lawrence Perreault
B: 1928-01-04
D: 2015-02-28
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Perreault, Lawrence
Viola Kohtala
B: 1919-06-30
D: 2015-02-22
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Kohtala, Viola
Mitchell McGlathery
B: 1986-08-01
D: 2015-02-19
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McGlathery, Mitchell
Janet Hauswirth
B: 1949-05-11
D: 2015-02-13
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Hauswirth, Janet
William "Bill" Latvala
B: 1940-08-02
D: 2015-02-11
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Latvala, William "Bill"

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1017 W. Quincy St.
Hancock, MI 49930
Phone: (906) 482-1717
Fax: (906) 482-1718

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Frequently-Asked-Questions

We are happy to answer any and all questions about funerals, burial, cremation, and funeral preparations which come our way – and we hear some over and over again. Those are the ones we’ve included in this section of the website.

However, if you’re question isn’t listed, don’t hesitate to email us. If yours is an urgent need, please call.

1. What is a funeral?
 
2. How much does a funeral cost?
 
3. Has this cost increased significantly?
 
4. Why are funerals so expensive?
 
5. How do I make funeral arrangements?
 
6. What type of service should I have?
 
7. What is a pre-arranged funeral?
 
8. How do I make funeral arrangements?
 
9. What type of funeral service should I have?
 
10. What do funeral directors do?
 
11. Can I personalize my funeral service?
 
12. Why should we have a public viewing?
 
13. What should I do if a death occurs in the middle of the night or on the weekend?
 
14. What should I do if a death occurs while away from home?
 
15. What happens if I have a problem with how a funeral was handled?
 
16. Why do we need an obituary notice?
 
17. What is included in an obituary?
 
18. What is embalming?
 
19. Is embalming necessary?
 
20. What is involved in cremation?
 
21. Do I need a casket if I choose cremation?
 
22. Can I have a visitation period and a funeral service if cremation is chosen?
 
23. What can be done with the cremated remains?
 
24. What is the purpose of embalming?
 
25. Is embalming mandatory by law?
 
26. Is cremation a substitute for a funeral?
 
27. Is cremation as a means of disposition increasing?
 
28. Is it possible to have a traditional funeral if someone dies of AIDS?
 
29. What recourse does a consumer have for poor service or overcharging?
 
30. Who pays for funerals for the indigent?
 

Question #1What is a funeral?
Answer:A funeral is a time when friends and family gather to celebrate a life and mourn the loss of a loved one. They occur in cultures and societies around the world, and have deep personal and social significance. We know a funeral is the starting point of the recovery process and the first step toward healing.

Question #2How much does a funeral cost?
Answer:The cost of a funeral depends entirely on your wishes for the funeral. Funeral costs are made up of professional services, charges for transporting the body and presentation of the body, casket costs, vehicle charges, and fees for the doctor, minister, or cremation. Personalizing a funeral is also a factor in the cost. While we have many options to help you memorialize your loved one in a meaningful way, those options all have costs attached.

Question #3Has this cost increased significantly?
Answer:Funeral costs have increased no faster than the consumer price index for other consumer items.

Question #4Why are funerals so expensive?
Answer:In some respects, funerals are a lot like weddings or birthday celebrations. The type and cost will vary according to the tastes and budget of the consumer. Not only that, a funeral home is a 24-hour, labor-intensive business, with extensive facilities (viewing rooms, chapels, limousines, hearses, etc.), these expenses must be factored into the cost of a funeral. Moreover, the cost of a funeral includes not only merchandise, like caskets, but the services of a funeral director in making arrangements; filing appropriate forms; dealing with doctors, ministers, florists, newspapers and others; and seeing to all the necessary details. Contrary to popular belief, funeral homes are largely family-owned with a modest profit margin.

Question #5How do I make funeral arrangements?
Answer:You can call a funeral director to make an appointment or plan it online. We offer this service free of charge, and without obligation.

Question #6What type of service should I have?
Answer:Only you can answer that question. The type of service conducted for the deceased, if not noted in a pre-plan, is decided by the family. The service is usually held at a place of worship or at the funeral home. The service may vary in ritual according to religious denomination or the wishes of the family. The presence of friends at this time is an acknowledgment of friendship and support. A private service is by invitation only where selected relatives and a few close friends attend the funeral service. A memorial service is usually a service without the body present and can vary in ceremony and procedures according to the family's community and religious affiliations.

Question #7What is a pre-arranged funeral?
Answer:A pre-arranged funeral is a funeral arrangement made prior to death. You can pre-arrange your own funeral or you can pre-arrange a funeral for a loved one. Pre-arrangement is a way for you to make sure your life is celebrated in a way that is meaningful to you. It also relieves your loved ones of the burden of arranging a funeral for you.

Question #8How do I make funeral arrangements?
Answer:You can call a funeral director to make an appointment or plan it online. We offer this service free of charge.

Question #9What type of funeral service should I have?
Answer:The answer to that question is very personal – how would you like it to be? A funeral service can be open to the public or accessible by invitation only. You can choose a large service or a small one. And, if you’re deeply religious, you can follow the liturgy of your faith.

Perhaps you want something completely out-of-the-ordinary, and that’s possible too. Our funeral directors are trained to provide you with support and guidance to help you plan a funeral that truly reflects your needs and desires.

Question #10What do funeral directors do?
Answer:Funeral directors are both caregivers and administrators. In their administrative duties, they make the arrangements for transportation of the body, complete all necessary paperwork, and implement the choices made by the family regarding the funeral and final disposition of the body. As caregivers, funeral directors are listeners, advisors and supporters. They have experience assisting the bereaved in coping with death. Funeral directors are trained to answer questions about grief, recognize when a person is having difficulty coping, and recommend sources of professional help. Funeral directors also link survivors with support groups at the funeral home or in the community.

Question #11Can I personalize my funeral service?
Answer:In a word, yes. We believe that each funeral should reflect the life of the deceased – and no two people are the same. We invite – no, we encourage –you to let us know exactly how you want you or your loved one to be remembered, and we will do our best to create a ceremony that will truly celebrate the life lived.

Question #12Why should we have a public viewing?
Answer:Not every tradition encourages a public viewing, but we believe that they serve a purpose. In making a viewing part of your funeral service, you provide a certain amount of closure to all in attendance. This isn’t just our opinion; studies show that viewing the body helps everyone recognize the reality of death which is an important stepping stone in the grieving process.

Question #13What should I do if a death occurs in the middle of the night or on the weekend?
Answer:It’s simple: call us. We are available 24 hours a day, 7 days a week. If you need immediate assistance, one of our funeral directors will be there.

Question #14What should I do if a death occurs while away from home?
Answer:It’s comforting to know that our funeral directors can help you no matter where a death has occurred.  We’ll take care of everything from bringing your loved one back home; to helping you arrange the service. All you need to do is call us. We’ll take care of the rest.

Question #15What happens if I have a problem with how a funeral was handled?
Answer:If we handled the arrangements, then call us. We’ll do everything we can to resolve the issue.

We take pride in caring for the families who trust us during this difficult time. But, we’re well aware that sometimes things can go wrong, and if they do, you need to tell us.

If you’re not satisfied with how we attempt to resolve the issue, then you can reach out to the Federal Trade Commission (FTC) and/or our state licensing board.

Consumer Response Center, Federal Trade Commission
600 Pennsylvania Avenue NW
Washington, DC  20580

www.ftc.gov

1-877-FTC-HELP (382-4357).

Question #16Why do we need an obituary notice?
Answer:An obituary notice is helpful for friends and family of the deceased. It informs them that a death has occurred and gives them information about the service.  Obituaries can be placed in newspapers and online.

Question #17What is included in an obituary?
Answer:A basic obituary includes the deceased’s full name, age, date of birth, city and state they were living in when they passed away. It should also include the name of the deceased’s significant other, and the date, time and place of the viewing, burial, wake and memorial service. If you don't have this information yet, you can always write something such as, "Funeral arrangements are being made by the funeral home and will be announced at a later date."

You may wish to add additional details, such as the names of any children, grandchildren and great-grandchildren, parents, other close relatives or special friends. You may wish to write about the deceased’s life, accomplishments and legacy. You may suggest preferred charities for memorial contributions and let people know if you would rather not receive flowers.

Question #18What is embalming?
Answer:Embalming is the temporary disinfection, preservation, and restoration of the body. During the embalming process, the body is washed and dressed and cosmetics are applied.

Question #19Is embalming necessary?
Answer:If the body has to be transported to a country that requires embalming, then yes, it is necessary. Otherwise the decision is up to you. Some religious traditions forbid embalming. If your religion allows it, we recommend embalming if there is a long wait before burial or cremation.

Question #20What is involved in cremation?
Answer:The casket or container is placed in the cremation chamber where the temperature reaches 1,400-1,800 degrees Fahrenheit. After approximately 2.5 hours, all organic material is consumed by heat and evaporation, and the bone fragments are left behind. These are known as the cremated remains, which are then carefully removed from the chamber and processed into fine particles to be placed in a container or urn for the family.

Question #21Do I need a casket if I choose cremation?
Answer:No, you do not need to purchase a traditional casket. But, for sanitary reasons, crematories usually require a combustible, leak-proof, covered container. Commonly, a relatively-inexpensive cardboard cremation container is all you need to purchase. However there are other, more elegant options available as well. Visit our online cremation container showroom to explore your options.

Question #22Can I have a visitation period and a funeral service if cremation is chosen?
Answer:By all means, yes. We encourage families to have a gathering – whether it’s a simple visitation, or a more elaborate funeral or memorial service – to support the bereaved and begin to mend the social fabric, torn by the loss of a member of the community.

Question #23What can be done with the cremated remains?
Answer:The cremated remains can be interred in a cemetery plot or retained by a family member -- usually in an urn, scattered on private property or at a place that was important to the deceased. The cremated remains can be scattered at sea, or the skies above a special, well-loved place. You can also incorporate the remains into an artificial reef, to be lowered onto the sea floor. There, your loved one provides sanctuary for sea life for years to come.

There are also elegant ways to memorialize a loved one using small amounts of the cremated remains, including art glass, oil paintings, and man-made diamonds. Or you can take a small amount of the cremated remains to include in a piece of cremation jewelry. Please view our online cremation keepsakes and jewelry selection for inspiration.

Question #24What is the purpose of embalming?
Answer:Embalming sanitizes and preserves the body, retards the decomposition process, and enhances the appearance of a body disfigured by traumatic death or illness. It makes it possible to lengthen the time between death and the final disposition, thus allowing family members time to arrange and participate in the type of service most comforting to them. Embalming the body enables mourners to view the deceased if they wish. The emotional benefits of viewing the deceased are enormous, particularly to those having difficulty dealing with the death.

Question #25Is embalming mandatory by law?
Answer:No. But, certain factors of time, health and possible legal requirements might make embalming either appropriate or necessary. Please note that embalming may be required if the deceased is being transported by air to another country where local laws need be observed.

Question #26Is cremation a substitute for a funeral?
Answer:No, cremation is an alternative to earth burial or entombment for the body's final disposition and often follows a traditional funeral service. We can assist you with the necessary information for a funeral with a cremation following or a memorial service.

Question #27Is cremation as a means of disposition increasing?
Answer:Yes, but not dramatically.

Question #28Is it possible to have a traditional funeral if someone dies of AIDS?
Answer:Yes, a person who dies of an AIDS-related illness is entitled to the same service options afforded to anyone else. If public viewing is consistent with local or personal customs, that option is encouraged. Touching the deceased's face or hands is perfectly safe. Because the grief experienced by survivors may include a variety of feelings, survivors may need even more support than survivors of non-AIDS-related deaths.

Question #29What recourse does a consumer have for poor service or overcharging?
Answer:While most funeral homes provide outstanding services, sometimes things can go wrong. Funeral service is regulated by the Federal Trade Commission and state licensing boards. In most cases, the consumer should discuss problems with the funeral director first. If the dispute cannot be solved by talking with the funeral director, the consumer may wish to contact the FTC by contacting the Consumer Response Center by phone, toll-free, at 1-877-FTC-HELP (382-4357); TDD: 1-866-653-4261; by mail: Consumer Response Center, Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington, DC 20580; or on the Internet at www.ftc.gov, using the online complaint form. You may also choose to contact the local Better Business Bureau, or your state consumer protection office.

Question #30Who pays for funerals for the indigent?
Answer:Other than the family, there are veteran, union, and other organizational benefits to pay for funerals. Most funeral directors are aware of the various benefits and know how to obtain them for the indigent. However, funeral directors often absorb costs above and beyond what is provided by agencies to insure the deceased a respectable burial.